Unfortunately many clients can not qualify for a credit card, ( which by the way is a key ingredient for higher credit scores. ) due to their present credit situation. Therefore the only alternative is a secured card. We have found 1 that only costs $35.00, with a minimum deposit of $300.00 draws interest in a savings account and after 12 months of timely payments they will give you back your money and give you and unsecured credit card. Watch out for Capital 1 and others who charge $100.00 - $200.00 in fees on your first statement and you have only about $100.00 in available credit! Dont let that happen to you! You can expect a 10 to 20 point increase in score after you open your account. Information furnished upon enrollment .
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